Pension savers to receive ‘free, impartial’ guidance

By Kyle Caldwell Savers will start receiving free, independent pensions advice from next year, the Government has promised Source: http://telegraph.feedsportal.com/c/32726/f/568372/s/3cb25a2d/sc/7/l/0L0Stelegraph0O0Cfinance0Cpersonalfinance0Cpensions0C10A9798650CPension0Esavers0Eto0Ereceive0Efree0Eimpartial0Eguidance0Bhtml/story01.htm     

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Over-55s forced to use house equity to pay off debts

By Laurence Dodds Proportion of people asking for a lump sum up front when they tap into the value of their home has risen sharply, suggesting their pensions no longer support them Source: http://telegraph.feedsportal.com/c/32726/f/568372/s/3cb17c89/l/0L0Stelegraph0O0Cfinance0Cpersonalfinance0Cpensions0C10A9795670COver0E55s0Eforced0Eto0Euse0Ehouse0Eequity0Eto0Epay0Eoff0Edebts0Bhtml/story01.htm     

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Super Isas: four new best buy rates

By Sophie Christie Kent Reliance dominates the “best-buy” tables with four new Nisas, and all allow transfers in of old Isas Source: http://telegraph.feedsportal.com/c/32726/f/568372/s/3c97fdbc/sc/28/l/0L0Stelegraph0O0Cfinance0Cpersonalfinance0Csavings0C10A970A2870CSuper0EIsas0Efour0Enew0Ebest0Ebuy0Erates0Bhtml/story01.htm     

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NS&I to bar Scottish savers if they vote for independence

By Richard Dyson Savers living north of the border will no longer be able to invest in Premium Bonds or other NS&I accounts under ‘overseas’ customer rules Source: http://telegraph.feedsportal.com/c/32726/f/568372/s/3c6c71e6/sc/25/l/0L0Stelegraph0O0Cfinance0Cpersonalfinance0Csavings0C10A9626470CNSandI0Eto0Ebar0EScottish0Esavers0Eif0Ethey0Evote0Efor0Eindependence0Bhtml/story01.htm     

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Building society offers young savers 5pc

By Sophie Christie Money MOT: Yorkshire Building Society is paying 5pc on its children’s saving account, but there’s a catch Source: http://telegraph.feedsportal.com/c/32726/f/568372/s/3c6c71ea/sc/7/l/0L0Stelegraph0O0Cfinance0Cpersonalfinance0Csavings0C10A9613270CYorkshire0EBuilding0ESociety0Eoffers0E50Erate0Eon0Echildrens0Esavings0Eaccount0Bhtml/story01.htm     

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Savings where loyalty doesn’t pay

Loyal savers are the biggest losers, the FCA has discovered and accounts such as HSBC’s Flexible Saver will pay just 40p per £1,000 after tax Help could be on the way for millions with money languishing in savings accounts paying pitiful rates of interest, it emerged this week. The main City watchdog concluded this week […]

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Yorkshire leads the pack on children’s savings accounts

Yorkshire’s 5% offers alternative to rock-bottom interest rates but Halifax cuts rate on Junior Isa If you want an above-average savings rate, you need to be or have a child. Interest rates on children’s savings accounts are often a lot better than those on standard adult accounts. Saturday sees the launch of a kids’ savings […]

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‘Can I top up my existing Isa, then transfer the full account to a new provider?’

By Sophie Christie Ask an expert: one reader asks whether he can top up his existing account now, then transfer the account to another provider Source: http://telegraph.feedsportal.com/c/32726/f/568372/s/3c83e42e/sc/4/l/0L0Stelegraph0O0Cfinance0Cpersonalfinance0Csavings0C10A951130A0CNew0Esuper0EIsa0Erules0ECan0EI0Etop0Eup0Emy0Eexisting0ENisa0Ethen0Etransfer0Ethe0Efull0Eaccount0Eto0Ea0Enew0Eprovider0Bhtml/story01.htm     

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‘Can I top-up my existing Isa, then transfer the full account to a new provider?’

By Sophie Christie Ask an expert: one reader asks whether he can top up his existing account now, then transfer the account to another provider Source: http://telegraph.feedsportal.com/c/32726/f/568372/s/3c6903b3/sc/4/l/0L0Stelegraph0O0Cfinance0Cpersonalfinance0Csavings0C10A951130A0CCan0EI0Etop0Eup0Emy0Eexisting0EIsa0Ethen0Etransfer0Ethe0Efull0Eaccount0Eto0Ea0Enew0Eprovider0Bhtml/story01.htm     

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Latest predictions: When will interest rates rise?

By Andrew Oxlade The market prediction for the first rise has swung wildly in recent months, as this chart shows Source: http://telegraph.feedsportal.com/c/32726/f/568372/s/3c5f89df/sc/22/l/0L0Stelegraph0O0Cfinance0Cpersonalfinance0Cinterest0Erates0C10A960A0A190CPredictions0EWhen0Ewill0Einterest0Erates0Erise0Bhtml/story01.htm     

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